Power Of Attorney

Power of Attorney

Lasting Power of Attorney?

Most people are aware that they should have a Will in place but many people don’t know that they should also have a Lasting Power of Attorney.

An LPA (Lasting Power of Attorney) gives someone you nominate the legal authority to carry out specific duties on your behalf should you be unable to do so.

When is an LPA used?

An LPA is used when you are unable to make decisions or act for yourself. This could be because you have failed mental capacity through dementia or a head injury but can also be if you’re in hospital unconscious for any reason.

An LPA allows your chosen individual the power to make decisions and act on them to ensure your best interests. These can be in regard to your health as well as in regard to your finances.

According to the Alzheimer’s Society, by the year 2025, in excess of 1 million people in the UK will have dementia. Already one in five people over 85 has a form of dementia. Handling your financial affairs becomes impossible which is why charities who support the elderly recommend everyone plans ahead to ease the burden on relatives.

Is an LPA just for older people?

Absolutely not, the more responsibility you carry on your own shoulders, the more risks there are if you’re not able to continue for any length of time.

Dementia normally affects older people but any one of us can be ill or have an accident leaving us unable to make decisions.

Covid-19 has created a new level of fear amongst people of all ages, ethnicities and backgrounds. Becoming severely ill with the virus could leave you sedated on mechanical ventilation and with out an LPA your affairs could not be dealt with leaving huge worries for your loved ones around payment of mortgages, household bills etc.

If you do not have an LPA in place and later become mentally incapacitated, relatives may face long delays and expense in applying to the Court of Protection to get access and take control of your assets and finances.

LPAs are designed to be recognised by financial institutions, care homes and local authorities, as well as tax, benefits and pension authorities.


To find out more call us on 01422 658 008 or use the form below to email us.

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